Retirement 101
Retirement is a lifetime goal that most of us look forward to and plan for years! Almost from the moment we begin working we start the countdown to retirement. Recently my husband had the privilege of early retirement , 3 years ahead of schedule. While we are far from rich, he made some smart or perhaps lucky financial decisions that allowed him this luxury. He has been home aka retired now for almost four months. During this time along with sleeping in and staying up la